As of 2013, an astonishing 87% of adult Americans were in some type of significant debt. Despite the fact that debt is common, it is difficult to know where to turn once your bills begin to pile up. Should you try to tackle it on your own? Seek the help of a professional? Hire abankruptcy attorney? Choosing to file for bankruptcy is a serious decision. It is not one that should be made lightly, but you don’t have to necessarily rule it out either. Even if you are a financially responsible person, an emergency can quickly send your finances into […]

Before filing for bankruptcy, it is important for you to understand what happens after bankruptcy has been filed. A bankruptcy can remain on your personal credit report for years, and your official credit score will more than likely remain low until you have begun rebuilding your credit. There are different types of bankruptcy, and which option you choose will affect how long it takes to rebuild your credit. This is why it is imperative to consult with a professional and experienced bankruptcy attorney before making the decision on whether or not to file. Chapter 13 Bankruptcy A filing for Chapter […]

You are on the road to getting your financial life back together after filing for bankruptcy. However, the actions you take immediately after filing can help ensure that the bankruptcy is discharged and your affairs get back in order, or the bankruptcy plan is dismissed, and your life is back in financial ruin. Here are five important things to do after bankruptcy. Make Your Payments If the courts have ordered your to make any payments related to your bankruptcy, it is important that you do so. Failing to do so can get the bankruptcy petition dismissed. If this happens, you […]